AMRO Employee Organization is focusing on improving its member in the best way to achieve their goal and grow together as organization and community.

As people-centered businesses, organizations are owned and run by their members, who have an equal say in what their organizations does and how it generates and uses profits. Organizations are a tried-and-tested model in international development, enabling people around the world to take control over their livelihoods.

Strengthening organizations is, therefore, an established way to empower people and local communities to take charge of their own development, putting people before profit.

Organizations are people-centered enterprises owned, controlled and run by and for their members to realize their common economic, social, and cultural needs and aspirations.

Organizations bring people together in a democratic and equal way. Whether the members are employees worldwide, organizations are democratically managed by the ‘one member, one vote’ rule. Members share equal voting rights regardless of the amount of capital they put into the enterprise.

As businesses driven by values, not just profit, organizations share internationally agreed principles and act together to build a better world through organizations. Putting fairness, equality and social justice at the heart of the enterprise, organizations around the world is allowing people to work together to create sustainable enterprises that generate long-term jobs and prosperity.

Organizations allow people to take control of their economic future and, because they are not owned by shareholders, the economic and social benefits of their activity stay in the communities where they are established. Profits generated are either reinvested in the enterprise or returned to the members


AMRO Employee Organizations open for membership from 197 countries globally.
Basic requirements to become member:

  1. Commit to an annual mandatory deposit fee of € 180.00
  2. Commit to an annual voluntary deposit fee. Amount of deposit is flexible on voluntary basis

Rights and Duties of Members

  1. Commit to contribute to sustained equity build-up through annually contribution.

  2. Patronize the Cooperative’s products and services.
  3. Attend membership meetings.
  4. Obey rules, regulations, and policies set by the Board and the AEO By laws
  5. Promote the aims and purposes of the Organization and the success of its business.
  6. Inspect and examine financial records, minutes of meetings, and other records of the Organization.

Benefit Devidens

Members get interest on their Share Capital contribution based on the performance of the Organization. Interest on Share Capital is tax-free.

Interest Free Loans

The Organization has partnered with some industry to be able to offer certain products at 0% interest.

AEO Mart

AEO offers special discount rate for all members.

Programs & Principles

At AMRO Employee Organizations, there are many programs can be done under its 16 sectors. The most important part is to always following our principles :

Voluntary and Open Membership:

All people willing to accept membership responsibilities are welcome to use the organization’s services regardless of gender, socioeconomic class, race, or political or religious affiliations.

Democratic Member Control:

Members democratically control organizations, actively participating in the setting of policies and decision-making. Those serving in representative capacities are accountable to the membership, which is bestowed equal voting rights (one member, one vote).

Member Economic Participation:

All members contribute equitably to, and democratically control, the capital of their organization. Common uses of capital include further development of the organization, establishment of a reserve account, or benefits to member transactions with the organization. Budget surpluses are democratically allocated.

Autonomy and Independence:

Organizations are autonomous organizations controlled by their members. Any agreement with another entity, be it government, private or nonprofit, must be based on terms where members of the organization retain democratic independence.

Education, Training and Information:

Organizations provide education and training for their members, representatives, managers and employees to help them more effectively contribute to the development of the organizations. They also educate the public at large about the benefits of organizations.

Support for Other Organization:

Organization generally seek to link their efforts with other organizations, thereby spreading the organization movement and better serving their communities by pooling resources and services.

Community Focus:

Ultimately, organizations are dedicated to supporting the sustainable development of their communities through member-approved policies.

Product & Service

AEO has established a retail market in each of its member countries, to make its member easier to meet their daily needs.